Premier Banking Products

At , our industry-leading interest rates are your financial advantage, and your personal satisfaction is our top priority. And since our commitment is to provide Service Without Barriers, we are designed to change the way you experience banking. Through our branchless banking system, we do not incur the significantly higher fixed operating costs inherent with traditional banks. This allows for lower costs which we are able to pass on to you in the form of best-in-class customer experience and award-winning checking and savings accounts.

A dedicated Relationship Manager will provide you with uncompromising support, and our team is committed to your financial success. Whether you are searching for a premier checking account or a high-yield savings account, our team will be with you every step of the way, providing you with the expert guidance you need to find the elite financial solution that best suits your unique needs and goals.

Simply today, and a compassionate Relationship Manager would be happy to take care of you.

CashBack Checking

Earn cash back on your signature-based transactions when using your Virtus Bank cash back debit card. Your earnings are deposited directly into your account and never expire. Visa's Zero Liability is our guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa debit card is lost, stolen or fraudulently used, online or offline.

Interest Checking

Earn a competitive rate on your checking account balance. With unlimited check-writing capabilities, you’ll experience the freedom and higher-earnings benefits of your checking account with Virtus Bank.

In addition, when you bank with Virtus Bank, you will receive the following benefits:

  • Complimentary Mobile Deposits: Deposit checks 24/7 by simply taking a picture of it with your phone and uploading it into our online banking system or app
  • Complimentary FinanceWorks: Track all your financial accounts, even those at other institutions, all within one easy-to-use tool
  • Complimentary Quicken Downloads: Easily track and manage your finances
  • Free ATM Usage: Get reimbursed for any fees charged at any ATM in the nation
  • Unlimited Check Writing
  • Safe, Secure Virtus Bank Debit Card: Enjoy the protection of

High-Interest Savings without the High Fees

Earn an industry-leading rate on your savings account balance. It’s the smartest way to keep your financials assets liquid and in a way that works for you – whether you’re looking for income, convenience, or security. And best of all, your premier savings account is safe as Virtus Bank is FDIC-insured and .

In addition, when you bank with Virtus Bank, you will receive the following benefits:

  • Complimentary Mobile Deposits: Deposit checks 24/7 by simply taking a picture of it with your phone and uploading it into our online banking system or app
  • Complimentary FinanceWorks: Track all your financial accounts, even those at other institutions, all within one easy-to-use tool
  • Complimentary Quicken Downloads: Easily track and manage your finances
  • Free ATM Usage: Get reimbursed for any fees charged at any ATM in the nation

Exceptional CD Rates

Experience some of the best certificate of deposit rates in the industry with no market risk. Our personalized Certificates of Deposit (CDs) offer flexible terms, from 3 months to 5 years, to meet your needs.

Personalized Business Banking

Virtus Bank also offers unique business banking solutions tailored to your business needs. Ask about our Business Certificates of Deposit (CD), Business Savings, Business Checking Account, and Business High-Yield and Money Market Savings Account options. If you would like more information about these services, be sure to .