Premier Mortgage Lending

At Virtus Bank, offering industry-leading low mortgage rates and providing world-class customer service is our goal. Our strong commitment to this objective is designed to challenge the basis on which traditional banking has been built. Our unique, branchless business model enables us to avoid the high costs associated with conventional banking, and through this lower cost structure we are able to offer both the best mortgage rates and the high level of customer attention you would expect from a concierge bank.

Exceptional support will be provided by your dedicated Relationship Manager, ready to assist in customizing a premier mortgage lending solution that is ideally suited to your needs. We can also help you find for your short- and long-term financial goals.

Experience the difference . We invite you to read about our Premier Mortgage Lending Solutions below and then give us a call at 1.855.818.4113 to find out how we can help you make the home of your dreams a reality. We're confident that once you discover the freedom of Service without Barriers, you'll never return to conventional banking again.

Home Loans

Regardless of the type of property you are purchasing, the mortgage process should be stress-free. Virtus Bank will work closely with you to ensure you receive the dedicated service you would expect from a premier mortgage lender. We offer:

  • Innovative Portfolio Loans for financing primary residences, second homes, and investment properties
  • Jumbo Loans, Conforming Loans, FHA Loans, and VA Loans
  • Customized Jumbo ARM (Adjustable Rate Mortgage) programs offering interest-only options, vesting title in entities, pledged assets, and asset depletion
  • Industry leading rates
  • We guarantee that we will meet your close of escrow date or we will waive your lender fee!*
  • Award-winning dedicated service

Refinance Options

Refinancing your home can save a significant amount of money when planned properly. Your dedicated Relationship Manager will help you determine when the right time is for you to refinance your home(s). Our product offerings include:

  • Conventional FHA, VA, and Jumbo Loans
  • Innovative portfolio jumbo loans for financing primary residences, second homes, and investment properties
  • Customized Jumbo ARM programs offering interest-only options, vesting title in entities, pledged assets, and asset depletion
  • Industry leading rates

Home Equity Line of Credit and Loan Options

Virtus Bank can help put the equity of your home to work for you. Our home equity line of credit (HELOC) and loan programs give you the power to tap into the equity you have built up in your home to finance home improvement projects, make large purchases, or cover unexpected costs. Ensure you get the dedicated service and products you deserve by partnering with Virtus Bank. Inquire with your Relationship Manager about our Cash Out Refinance.

Other Premier Lending Solutions

Virtus Bank also offers unique business mortgage solutions tailored to your company's needs. or give us a call at 1.855.818.4113 for further information about our other lending products and services. You can also email us at .